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What is your favorite payment processor?

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They have: 140 posts

Joined: Apr 2006

What is your favorite payment processors that you use on your websites?
I personally like paypal a lot. It is so easy to integrate on your site and their protection against fraud is highly effective, although not perfect. I do get chargebacks from paypal once in a while (they charge $25/chargeback) but the rate is relatively low compared to those that I get from 2Checkout or authorize.net.

I give a D to 2Checkout. They are such a pain to deal with. They keep changing stuff in their system and breaking websites without informing their sellers. Whenever you call their tech support, they always argue that it is your fault that your site isn't working and offer very little support.

Authorize.net is ok but you have to do the fraud prevention yourself. Authorize.net is just a payment gateway and not a payment processor which offer some fraud protection. With Authorize.net, you are on your own and you must implement or turn on your own security checks.

Greg K's picture
Moderator

He has: 1,667 posts

Joined: Nov 2003

I have had excellent luck with Authorize.Net, and for our account there ARE fraud settings and checks.

-Greg

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Shirthead's picture
Sponsor

He has: 58 posts

Joined: Jun 2006

Big Worldpay fan myself. Not cheap, but is robust, secure, reliable and has very effective anti-fraud systems built in. Quite impressed by Protx as well, which seems to be close the Worldpay in terms of features, but a lot cheaper.

Paypal and it's ilk are OK for what they are, but wouldn't use them for anything serious.

They have: 18 posts

Joined: Nov 2005

I have quite impressed by ChronoPay.com, they are stable,safe and secure payment processor.

timjpriebe's picture
DeveloperModeratorSponsor

He has: 2,666 posts

Joined: Dec 2004

I've used both PayPal and 2Checkout. I've never personally had a problem with either. A friend of mine used to use PayPal all the time. He had one person complain about something, and PayPal immediately locked him out of all his PayPal funds. So the one thing I do recommend to all my clients is that if the use PayPal, they should immediately transfer money out once it's deposited.

montux's picture

They have: 16 posts

Joined: Jun 2006

Only USE Paypal and 2CO..Also E-Gold Some times. i've heard about "Authorize.Net" but no idea
Paypal and 2CO Are okay for me

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They have: 13 posts

Joined: Jul 2006

currently iam paypal fan.i hate 2CO.They chargeback often.